The hoax of national health insurance.

evidence of adverse selection in irans health insurance market

در این تحقیق به مطالعه وجود انتخاب نامساعد(کژ گزینی) در بازار بیمه درمان تکمیلی ایران پرداخته شده است. داده های مورد نیاز توسط پرسشنامه و به روش نمونه گیری خوشه ای جمع آوری شده است. پرسشنامه ها در میان افراد شاغل ساکن شهر تهران توریع شد. در این تحقیق با استفاده از تخمین دو مدل لجستیک و به دست آوردن ضریب همبستگی میان تقاضای بیمه درمان تکمیلی و رخداد خسارت به بررسی موضوع مورد نظر پرداخته شده است....

“the effect of risk aversion on the demand for life insurance: the case of iranian life insurance market”

abstract: about 60% of total premium of insurance industry is pertained?to life policies in the world; while the life insurance total premium in iran is less than 6% of total premium in insurance industry in 2008 (sigma, no 3/2009). among the reasons that discourage the life insurance industry is the problem of adverse selection. adverse selection theory describes a situation where the inf...

National Health Insurance exposed.

National Health Insurance

Section of Infectious Diseases, Department of Internal Medicine, National Taiwan University Hospital, and Bureau of Pharmaceutical Affairs, Department of Health, Executive Yuan, Taipei. Received: 16 August 2000. Revised: 8 September 2000. Accepted: 17 October 2000. Reprint requests and correspondence to: Dr. Shan-Chwen Chang, Section of Infectious Diseases, Department of Internal Medicine, Nati...

National Health Insurance Notes

As I promised in my last notes to discuss the question of over-prescribing, I must now briefly consider this difficult problem-for problem it is to every insurance practitioner who endeavours to satisfy patients and at the same time spend his drug allowance economically. The chief cause of the high cost on the Drug Fund is to be found in the Belfast inhabitants' love for a bottle of medicine. I...